We are Patrick and Amie Bowers, the founders and owners of Gratitude Financial. When we launched our careers in 1999--Patrick in education, and Amie in the building industry, we had no way of imagining this is where life would take us. But with a love of helping others and for crunching numbers, we found ourselves more and more intrigued by financial services and how little we knew about such an important element of American life. We are humbled to say that since establishing Gratitude Financial--with a focus on creating retirement income and helping to preserve, manage, and transfer the wealth of our clients to their heirs--our agency has been able to help protect over 1000 families.
Our team works closely with our clients to discuss their financial needs and expectations, then develop a plan based on their individual goals and objectives. We specialize in helping to preserve retirement income, transferring family wealth, tax planning, estate planning, life insurance premium financing, business succession, and retirement planning.
We live in San Diego, CA. When we aren't at the office, we enjoy spending time with our 3 kids, surfing, working out, playing basketball, traveling, and hiking.
We help people with a wide array of financial products and strategies in order to achieve financial freedom and successfully retire without having to dramatically change one's lifestyle or pay a hefty tax bill each year. We do this by setting up guaranteed lifetime income streams and taking key retirement risks off the table.
4 steps to take right now:
1. Get your house in order
Create a Spending plan- Don't spend more than you make. Give your money direction vs just recording where it goes. Get organized.
2. Build on a solid foundation
Have a solid foundation of income and savings. Then when market volatility hits, or a recession takes place, you are on firm financial ground.
3. Amplify your Wealth
This is where you start seeing your wealth grow quickly, because you can literally earn interest on the same money twice. Similar to how banks do fractional reserve lending, but you get the benefits not them.
4. Multiply your Wealth
You're able to generate capital that becomes a source of passive cash flow you can live off of for the rest of your life. This is where you'll truly enjoy financial freedom.
For help with any or all of these steps, contact us or our office to set up a no obligation strategy call.
